Guest Lecture on Credit Management
In the series of Online Guest Lectures, a session was organized by School of Banking, Financial Services and Insurance Management on “Credit Management” on 24th April 2021 for MBA and BBA students. The Guest lecture was conducted by Mr. Rajendra Prasad Pattanayak, AGM (Retd.), Punjab National Bank. He introduced the topic by emphasizing on understanding of various important concepts about it. He discussed Credit rating cycle theory, various approaches used by banks for the safety of loans, Credit Risk management etc. He used real life examples to explain the concepts. In the later part of discussions, he deliberated on credit risk limits, various risk models used by Indian banks and RBI guidelines on credit exposure and management. The webinar ended with an interactive question and answer session.